Interactive controls could not load. Reload this page to try again; the content and guides below are still available.
Reload pageBusiness Operations Studio
Plan small business cash flow free online from opening cash, monthly receipts and expenses. Review closing balances and negative months using your own assumptions.
YOUR WORKSPACE
Plan small business cash flow free online from opening cash, monthly receipts and expenses. Review closing balances and negative months using your own assumptions.
With 10,000 opening cash, 8,000 receipts, 500 other income, 6,000 fixed/variable costs, and 1,000 tax payments, closing cash is 11,500 and becomes next month’s opening balance.
This is arithmetic based on your inputs. It does not connect to a bank or ledger and is not accounting, tax, or financial advice. Forecasts depend on cash timing assumptions; verify records and local rules before decisions.
Cash flow tracks actual expected receipts and payments, which may occur in a different month than invoicing or revenue recognition.
No. It means the current scenario’s cumulative cash falls below zero; verify assumptions and consider collection, spending, or funding plans.
Use this tool for free without a KitNelo account. Processing runs in your browser; input limits, browser support and device memory still apply.
This is a calculation from your assumptions rather than a financial forecast guarantee or accounting ledger.
Read KitNelo data and privacy detailsEnter opening cash and expected monthly receipts and expenses to calculate a cash flow projection. Inspect months with negative balances and revise uncertain assumptions; the projection is a calculation from your inputs rather than a guaranteed financial outcome.
Use the entered opening balance and monthly net cash movement to inspect each closing cash balance. Check that receipts and payments are placed in the months cash actually moves, because timing changes can materially alter the calculation.
List expected customer receipts and business outflows by month to build a practical planning scenario. Review missing costs, uncertain payments and duplicate entries before exporting; this planning table does not serve as a completed accounting ledger.
